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Property insurance. Apartment, country house, villas… You treasure them not only because that is your home. They are you passport to wellbeing, stability and confidence in the future. Our advantages: Various insurance technology of sustainable high quality: you may choose to insure your property with or without prior examination, the simple way or the classical one. BUT no matter how simple or complex the process of obtaining insurance, AIC always observes its unique criterion of an efficient insurance: quick and full indemnification. No limitation to indemnification of damages to Bearing constructions and finishing: usually, insurers limit the size of indemnification of damages to certain elements of bearing constructions and finishing both in insurance involving prior examination of property and without it (e.g. 25% indemnification of flooring, 25% - finishing of ceiling, 35% - finishing on walls, 15% - equipment). We indemnify all damages, without limitation and within the amount insured. You can insure your: Apartment . Individual buildings and constructions on a separate lot. What risks are insurable: -Fire, explosion. -Damage by water. -Mechanical damage. -Illegal action of a third party. -Natural disasters. -Act of terrorism. We have extended the list of standard risks without increasing the price of the policy with the following: -Damages caused by capital repairs and internal redesign and space reconfiguration in adjacent apartments. -Collision with a vehicle. -Fall of trees, construction cranes, aircrafts. -Penetration of atmospheric precipitations into the apartment through the roof or attic. -Damage by water. What do you know about civil liability? You may accidentally cause damages to the apartments of your neighbors. Even extremely reliable domestic appliances and household equipment may fail, children and seniors may be inattentive and incautious. Even if it is a leak accountable for by the municipal water supply authority, your neighbors will come to you for compensation. You will forget about all these problems if you insure your civil liability to neighbors. It is up to you to determine the maximum threshold of the amount of compensation payable by Ingosstrakh to your neighbors (in any case, it is 100-200 times bigger than what you’ll have to pay for the insurance). |